Bank Financing and PPA

At TU LUZ SOSTENIBLE, we facilitate access to solar energy through flexible financing options tailored to each client. We offer both bank financing and Power Purchase Agreements (PPA), allowing our clients to implement solar installations without a significant initial investment. These options are designed for individuals, homeowner associations, businesses, and large projects, ensuring that energy savings and the benefits of renewable energy are accessible to all

Benefits of Bank Financing and PPA

Access Without Initial Investment

Through the PPA model, companies can opt for solar energy without bearing the installation cost. They only pay for the energy consumed, enjoying immediate savings

Financial Flexibility

We adapt financing conditions to each client’s needs, allowing for comfortable and tailored payment plans

Energy Savings from Day One

With bank financing or PPA, our clients start saving on their energy bills immediately, benefiting from competitive energy rates

Commitment to Sustainability

These options enable individuals and companies to access a clean energy source, contributing to sustainability without worrying about the initial investment

Financing Options for Solar Installations

Bank Financing

• We collaborate with trusted banking institutions to offer accessible and competitive financing conditions for solar installations in homes, communities, and businesses.

• With this option, the client finances their solar installation through a loan with flexible payment terms and adjusted installments, allowing access to renewable energy without disbursing the total cost at once.

Financing for Installations in Communities and Businesses

• For larger projects, such as shared installations in homeowner associations or installations in large companies, we offer financial solutions tailored to these clients’ needs, facilitating access to solar energy collectively.

• Financing can cover the costs of solar panels, inverters, and other components, adapting to the community’s or company’s budget.

Power Purchase Agreement (PPA)

• The PPA model allows companies and large consumers to install a solar system without any initial cost. Under this agreement, clients only pay for the energy they consume, with pre-established rates that are generally lower than those of the grid.

• Benefits of PPA: This model reduces financial risk, as TU LUZ SOSTENIBLE handles the installation, maintenance, and system management. At the end of the contract, the client has the option to renew, acquire the system, or remove it, according to their preference.

Maintenance Included

• In both options, TU LUZ SOSTENIBLE takes care of the system’s maintenance, ensuring it operates at maximum efficiency without additional cost to the client. This guarantees optimal performance and the peace of mind of knowing the system is in expert hands.

Frequently Asked Questions

• What is a PPA and how does it work in a solar installation?

• A PPA is a contract where TU LUZ SOSTENIBLE installs a solar system on the client’s property at no initial cost. The client pays only for the energy consumed, at a pre-established rate, benefiting from savings and sustainability without an initial investment.

• How long does a PPA contract last?

• The duration of a PPA contract varies depending on the project but usually ranges between 10 and 20 years. At the end, the client can choose to renew, acquire the system, or uninstall it.

Can I combine the PPA with battery storage?

• Yes, it is possible to integrate battery storage under a PPA contract, allowing you to store energy generated during the day for use when you need it most.

What advantages does bank financing offer compared to a PPA?

Bank financing allows the client to own the system from the start and directly benefit from the energy generated. With a PPA, there is no initial investment, and the client only pays for the energy consumed, without assuming ownership or maintenance costs.

Who is responsible for system maintenance in a PPA contract?

In a PPA, TU LUZ SOSTENIBLE is responsible for maintenance, ensuring the system operates correctly at no additional cost to the client.

Is it possible to access tax benefits with bank financing?

Yes, in many cases, clients who choose bank financing can access tax incentives and deductions, further reducing the cost of the installation.

What happens on cloudy or rainy days?

Solar panels continue to generate electricity on cloudy days, albeit with reduced efficiency. If the system includes batteries, you can store energy to use during periods of lower production.

What happens if I decide to sell my property before the PPA contract ends?

In the event of a sale, the contract can be transferred to the new owner or adapted to the new situation. We evaluate each case to provide the best solution.

Can I terminate the PPA contract early?

PPA contracts typically have fixed duration terms. However, we offer flexibility and personalized solutions to accommodate changes in the client’s needs.

What is the difference in savings between a PPA and bank financing?

With a PPA, the client saves on their bill from day one without any initial investment. In bank financing, savings accumulate once the investment is recovered. Both options provide savings, and the best choice depends on the client’s preferences.

Is it possible to switch from the PPA model to owning the system?

At the end of the PPA contract, the client has the option to purchase the system or renew the agreement. This allows the client to adapt based on their long-term needs.

¿Es posible cambiar del modelo de PPA a ser propietario del sistema?

Al finalizar el contrato de PPA, el cliente tiene la opción de adquirir el sistema o renovarlo. Esto permite al cliente adaptarse según sus necesidades a largo plazo.